Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing the dashboard, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to these Terms, as well as our Privacy Policy. Manto Investorio may update these Terms from time to time, and continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

2. Description of the Service

Manto Investorio provides AI-driven data analysis, reporting, and decision-support tools intended to assist users in reviewing information relevant to their own investment or operational decisions. The Service is informational and analytical in nature. It does not constitute financial, investment, legal, or tax advice, and nothing presented within the Service should be construed as a recommendation to buy, sell, or hold any asset.

3. Eligibility and Accounts

You must be of legal age in your jurisdiction and have the authority to enter into these Terms to use the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify Manto Investorio promptly of any unauthorised use of your account.

4. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to systems or data, reverse engineering or scraping platform content, interfering with the normal operation of the Service, or using the Service for any unlawful purpose. Manto Investorio reserves the right to suspend or terminate access for any account found to be in violation of these conditions.

5. No Financial Advice

All reports, dashboards, metrics, and outputs generated by Manto Investorio are provided for general informational purposes only. They are generated through automated analytical processes and may contain errors, omissions, or delays. You acknowledge that any decisions made based on information from the Service are made at your own discretion and risk, and Manto Investorio accepts no responsibility for outcomes resulting from such decisions.

6. Subscription, Fees, and Payment

Where the Service is offered on a subscription or paid basis, fees, billing cycles, and renewal terms will be presented at the point of purchase. Unless otherwise stated, fees are non-refundable. Manto Investorio reserves the right to adjust pricing with reasonable advance notice to existing subscribers.

7. Intellectual Property

All content, software, design elements, trademarks, and materials associated with the Service are the property of Manto Investorio or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for its intended purpose. No other rights are granted by implication or otherwise.

8. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how information is collected, used, and safeguarded. By using the Service, you consent to the practices described therein.

9. Third-Party Services and Links

The Service may reference, integrate with, or link to third-party tools, data sources, or websites. Manto Investorio does not control and is not responsible for the content, accuracy, or practices of any third party. Use of third-party services is at your own risk and subject to their respective terms.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Manto Investorio does not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Manto Investorio, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from or related to your use of, or inability to use, the Service, regardless of the legal theory on which such liability is based.

12. Indemnification

You agree to indemnify and hold harmless Manto Investorio and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

Manto Investorio may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Service itself. You may discontinue use of the Service at any time. Provisions that by their nature should survive termination will remain in effect.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Manto Investorio operates, without regard to conflict of law principles. This section is a placeholder and should be adapted to reflect the specific governing jurisdiction applicable to your organisation.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

16. Changes to the Service and Terms

Manto Investorio reserves the right to modify, suspend, or discontinue any aspect of the Service at any time. We may also revise these Terms periodically. Material changes will be communicated through reasonable means, such as a notice on the website or dashboard.

17. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Manto Investorio website.

This page is a general template and placeholder. It should be reviewed and customised by qualified legal counsel before use in a live production environment.